Disclaimer of Potential Unintended Consequences When Exploring Your Genetic Propensity
At CGX-DNA-TESTING your privacy is very important to us. You should be aware that we do not share your Genetic Information without your consent, nor share it with law enforcement unless compelled by valid legal order.
Federal and State laws exist to protect genetic information form health and life insurers and discrimination against you based on genetic risk information uncovered via tests. The federal Genetic Information Non-discrimination Act does prohibit insurers from asking for or using your genetic information to make decisions about whether to sell you health insurance or how much to charge you. Furthermore, some states provide extra consumer protections. Generally, if you get a genetic test after you have a policy, the results can’t affect your coverage. However, these protections may NOT apply to New or Renewing: long-term-care policies, life, or disability insurance. Insurers in some cases, are permitted to review your medical records and ask you questions about your health history and that of your family. Prior to requesting any genetic tests you should contact your insurance provider to determining if your results need to be disclosed and the impact they may have on insurability and your premiums.
Therefore, unless required or otherwise to your benefit we remind you that personal health information you disclose or otherwise share may be used against your interests. By using our services you accept any and all consequences the results may have on current and future insurance availability or premiums, discharging, indemnifying and holding each of CGX-DNA-TESTING , our respective subsidiaries, affiliates, and suppliers, and each of their respective officers, directors, shareholders, agents and employees from any and all liability, claims, causes of actions or damages of any kind, whether direct, indirect, consequential, incidental, punitive or otherwise, however caused and regardless of the theory of liability, arising from the result of your test.